Can I have a couple of questions about the security of working with Payoneer?

Question

Monetization

Who understands this, please share the information!
All questions are specifically about the safety of the withdrawal (so that there are no questions from the tax, additional checks of documents, etc.) and not about the benefit in terms of money.
You need to withdraw $1,000 3-4 times a year.
1) Is there a difference - withdraw $500 twice or $1000 once?
2) Does it make sense to limit the withdrawal amount per month (let's say not to exceed $500 per month?)
3) Is it safer to withdraw money from an ATM or buy online in foreign stores? (Is there a difference?)
4) If you withdraw money, can it be automatically converted into rubles? Or does it matter?
5) Does it matter which bank details will be specified when registering Payoneer? Or is this information only used to create a Payoneer account and will not interact with it in the future?

Answer 1

Put on a medical mask, go to an ATM and withdraw dollars, the more in one transaction, the more profitable.
Then you change dollars in a bank for no more than 40,000 rubles at a time, then a passport is not required.
Don't forget to leave your phone at home. Buy items with cash.