What programs or services do you know for creating magazine covers and banners?

Question

Graphic arts

Recently I came across the application Moldiv - Collage Photo Editor (available for iOS and Android) - an interesting program where you can choose a magazine cover template:

then upload your photo:

and get something like this in the output:

Unfortunately, nothing else is possible except for substitution do (correct text, add something else, etc.).
And how great it would be to have such a program at hand, especially when you don't have a full-time designer or you're not a boom boomer in Photoshop, but you need to make images like this for your business.
Tell me, maybe someone knows something similar for a PC, I mean software that allows you to take a beautiful cover template like this, upload your photo there, change the text, add something else and get a good quality picture at the output?

Answer 1

I found another interesting web service https://www.canva.com/

Answer 2

Adobe InDesign, there are templates on the Internet, and it’s not so difficult to make it yourself, there are a lot of formats at the output.