What is the best tool to make a naturalistic model of a girl?

Question

3D

We need a naturalistic model of a girl, we need a tool that has ready-made templates that can change the face, add shapes, improve detail somewhere, and so on (such as facegen only for the whole body) ... The
template is required to have all sexual characteristics, including female genital organs, and thus that it would be possible to animate all this.
Are there such tools at all or will I have to order all this?
PS The model will be exported to the game engine so that the client can play with it

Answer 1

Poser and mods with Renderotica?

Answer 2

smells like porn...