Procedure for registration of the self-employed, for foreign payments and the choice of bank?

Question

Freelance

So, I read a few days on the topic. Apparently I have severe autism. Please forgive me honestly.
I realized that I need to
1) Go to the bank with a physical body (here the question is whether it is necessary, is there a way online in 2020).
1.1) At the same time, it is necessary that he is not under sanctions, for receiving from upwork or paypal.
1.2) Had internet banking with convenient tax management for the self-employed.
1.3) Had a currency control favorable for the price - here is the question - does the shaft control take a commission?
2) Open a physical account, but which one?
2.1) Random Map? Are there any better rates with good interest rates? Or when receiving from abroad, everything does not make sense?
3) In paypal, upwork, etc., add your details. What else?
4) Get docks from paypal and upwork. The network has a set of docks for individual entrepreneurs, for the self-employed it is possible a little differently. Question: will the bank itself ask for the docks? Directly itself and the necessary list? At what point, at the time of currency control? Or is it better to give everything at once when opening an account?
5) Culmination: I transfer money from Paypal or Upwork. What's next? Do I need to send a work certificate to the bank myself? In the chat of the application or do you need to know in advance the mail of the bank control currencies?
6) I pay the tax - myself or withheld by the machine?
All these questions are to understand whether the situation is the same in all banks, or is there a bank of banks in which some steps are simplified. Module and Tochka - they take a commission both for the account and for the card, since they are designed for individual entrepreneurs, they may not be right. I would like at least + that the course was adequate. I am considering Alpha, Ak Bars, Otkritie, perhaps some others.
That samray who has passed the way, could you describe the algorithm of actions for us autists?
Once again, please excuse me.

Answer 1

My recent experience
1. On the website of Alfa-Bank, I ordered a free debit card with issuance at a branch (I chose a central branch with "instant" issuance). Alfa-bank, because in my region they have ATMs with currency acceptance/issuance. Installed the Alfa-Bank mobile application in advance. A couple of hours later I arrived there, in my opinion, no one has done anything according to my application. They asked me why I needed their card and gave me a nominal ruble debit card (in the application I indicated MasterCard, but they brought Visa - it was unprincipled for me), and additionally I asked for a dollar one (in fact, for this I personally took it, although it was possible to order delivery) - issued unnamed. Alpha's mobile application was needed to immediately activate the cards. It all took 20-25 minutes, but they already had my data, a few years ago I received a salary through them.
2. Registered as self-employed through the tax web access (available in my region from July 2020).
3. Installed the mobile application My Tax. In the Alfa-Bank mobile application, I registered as an already registered self-employed person.
4. Added 2 new accounts (ruble and dollar), named them so that it is clear that they are for accounting for income from self-employment.
5. I added these accounts to Upwork ("Direct to Local Bank" in rubles and "Wire Transfer"
in dollars) 6. There were no problems with the ruble account, and my name did not match in the dollar one (there was also a patronymic in Alpha and the transliteration of one letter did not match ) - sent a request to Upwork support and the account was approved within a few hours.
7. Added accounts become available for withdrawal after 3 days.
8. After 3 days, I withdrew in dollars through "Wire Transfer", it came to Alfa's account the next day. There was no explicit currency control, no documents were asked for, no commissions were charged (only $30 was withdrawn by Upwork as it should be).
9. Independently calculated the amount received in rubles at the rate of the Central Bank on the date of receipt of money to the account.
10. In Alfa's mobile application, I created a new check from a foreign organization (Upwork Global Inc.), indicated the amount in rubles. I checked in the My Tax application that the check went normally and the tax was accrued (in fact, there is no real tax yet, because there is a tax bonus of about 22,000 rubles = 10,000 rubles + a little more than 12,000 rubles)
11. Just in case of a fire: downloaded Confirmation of Service template, completed and sent to Upwork support. The signed copy received from them was preserved.

Answer 2

I have been working self-employed for more than a year, from the very beginning, I receive money from foreign affiliate programs, in foreign currency.
From the very beginning there were no problems, no one ever asked for any supporting documents. I just opened a card in Tinkoff and withdraw it to it.
As soon as the money has arrived, I go to the website of the central bank, convert the amount into rubles, and enter it on the tax website. And that's all, I pay tax from the same Tinkoff as soon as it is charged in the tax office.
If you don’t earn more than 2.4 lemons a year, there is no reason to open an individual entrepreneur (I used to be just one with the same payments from the same partners) There are more problems, fuss, taxes, the same currency control.
And here everything is simple: received the payment, paid the tax, and sleep peacefully ....