Can an individual, without fear of the financial control authorities, receive money from a legal entity for the service rendered to him?

Question

Freelance

Suppose a legal entity (large or not, a company) wants to use the services of an individual, and concludes an agreement with him to carry out a project. Since the parties are located in different parts of the world, but possibly within the same country, but only in different regions, they sign an agreement remotely and begin to cooperate. After completion of the work, the individual provided the result of his work, and the legal entity, in turn, accepted this result and made a payment (in the amount of several hundred thousand rubles) under the contract, to the individual, to his account linked to the card. At the same time, a legal entity, in cases of working with an individual, had to pay for him taxes and other contributions provided for in the Russian Federation.
Questions
1. If the bank doesn’t like something, how can it know that the amount of money transferred N to the account of a physicist is payment for his work, and that this money is, so to speak, clean, that is, all taxes have been paid for them and tp, and therefore, the bank does not have the right to impose any sanctions against an individual?
2. How can an individual find out that the contributions and taxes that the legal entity was supposed to pay were actually paid, and that there should be no questions to the physicist about the money he received from the legal entity?
3. Is a legal entity, having worked with an individual, under a Civil Law Contract, obliged to make any additional payments in the form of taxes and contributions for an individual?
Additional question
How much, at a given point in time, remote signing of contracts for the provision of services, without the subsequent exchange of paper copies of contracts (and other documents), is justified. Is it possible to get by with only the electronic version (photocopy) of the contract, or is the paper version also necessary, and there is no way without it?
Thanks in advance to all those who provide concise but clear answers to questions, right here, without redirects to any other information resources.

Answer 1

1. If the amount is more than 600 tr, then the financial monitoring service of the bank will definitely be interested in this. If less - it depends. Every bank has a lot of work to do, not everyone needs an extra headache. But in the light of recent events, questions may also arise about the amount of 1,000 rubles, especially if we are talking about a state-owned bank (smart algorithms, neural networks, and that's all - what will work wrong and that's it). There are no guarantees. Ideally, this is the kitchen of the tax service - taxes, fees, etc., the bank itself is rather not interested. But at any moment a presumption of guilt can arise, and even then the individual will start running and jumping around on his own, proving that he is not an ass. Lots of precedents. Well, the regulator is constantly coming up with new ideas for banks.
2. It's not very clear whether an individual is not going to pay income tax or what?
3. I'm not sure, but I don't think so, what does it really have to pay under the GP legislation, besides paying for services?
Ideally, it is impossible without a paper copy, for the first time - a signed scan is quite enough, it depends on the goodwill of counterparties. As an option - EDS, and then there are no problems, sign remotely. Contour. Diadoc is the same to help you.

Answer 2

3. In Russia, when concluding an agreement with an individual and receiving payment for the services rendered, an individual is obliged to pay income tax. The legal person pays nothing for you, only for himself. As far as I remember, the tax amount is 13%. The amount of payment can easily come up when checking a tax legal entity, they will see the contract and may want to check whether the individual has paid the income tax. Or they may not want to, as luck would have it.
Before I opened a sole proprietorship, I worked under a contract for an individual. But after I brought a declaration with contracts for an individual in the second year, they told me at the tax office "but aren't you crazy, do an IP." And IP is somehow cheaper, 7% all the same.

Answer 3

1. If you are not turning millions there, then there will be no questions. But still it is better to use private banks to receive money. Even if there are questions, do you have a contract and money comes for a certain job? So even in the worst-case scenario, there can be no problems.
2. An individual must independently declare his income and pay a tax of 13%. Obviously, you can do this only after receiving the money. The bank will definitely not control this, but the tax office can, because. will see the outgoing transaction from the account of the legal entity, as eRKa
3 wrote above. If you are not employed by the staff of the legal entity, then he does not pay anything for you and does not bear any responsibility.

Answer 4

in general, physics in this case does not care, the legal entity will have the main problems, even if they are worried