At what salary of a designer does it make sense to open an IP?

Question

Design

Is it worth opening an individual entrepreneur if the salary does not reach 100,000 per month?

Answer 1

So it’s not clear how you earn now and why do you need an IP? If an individual entrepreneur is for the legalization of income, market expansion and cost optimization, then with this level of income it will be a profitable solution.
Calculate the fixed costs yourself:
accounting - 833 R / month
bank - 600 R / month
social. contributions - 2332.5 R/month - https://www.moedelo.org/Manual/Page/fiksirovannie-...
Total: 3500 R/month or approx. 45k a year, excluding income tax.
If you are ready to pay such an amount per month (more precisely, these are the costs for a year), then go ahead, everything will work out.
I think it's better for a designer to choose USN 6%. Plus, it is possible to reduce the tax on the amount of contributions, i.e. there will be a large income, contributions and will not notice in the costs.
There is very little administrative burden on individual entrepreneurs without employees. Submit a declaration once a year, pay contributions and taxes once a quarter.
Choose an accounting program with maximum automation and the ability to integrate with the bank, it is very convenient and simplifies the work with the account. There are https://www.moedelo.org/ and https://e-kontur.ru/. You can take the most economy and go to the tax office with your feet.
You can choose which bank you like. The main thing is the presence of integration with accounting. service/program. Sberbank has an interesting offer for individual entrepreneurs. There are many options. There are such tariffs, where 0 Р for service, if there are no transactions on the account for the month.

Answer 2

An individual entrepreneur is more profitable than an employee, from 100 rubles paid to an employee, I pay 48r in addition to the state in the form of taxes and fees to funds, and the individual entrepreneur pays 6% for himself and + 32tr per year for fees.

Answer 3

It is high time.

Answer 4

If you don't know the answer to a question, then don't. Do you need it? I think no. You have 100k rubles in the form of a salary and it’s good.
That's when you tell your current employer "you are a good person, but I also have Vasya and Petya as customers", then you can open an individual entrepreneur to serve both Vasya and Petya and the current one. And be equal with them.

Answer 5

IP is a certain hemorrhoid and it should be opened only if the employer is ready to pay you the taxes that he pays for you

Answer 6

If you are not officially employed, then it is worth it.
If you plan to work with more or less large customers as a freelancer, it is a must.

Answer 7

Если мы говорим о белой схеме, то стоит. Часто это сыграет на руку при работе с иностранным клиентом.
Но я бы не открывал ИП пока не вышел на прибыль больше 60к.

Answer 8

Однозначно не стоит, хотя бы с 300 открывайте!