What to offer Yandex safe transaction instead of a deposit of 200,000 rubles?

Question

Startups

Yandex's secure transaction requires the intermediary to have a deposit of 200,000 rubles from them, from which money will be withdrawn if a chargeback occurs. Just freezing that kind of money for a startup is an unaffordable luxury. How and what to offer them in return, for example, something like open a line of credit and write off money from there?

Answer 1

Yandex cannot offer anything if you are not a company in size like Yandex in monetary terms.

Answer 2

If you take out 200k on credit, say at 25% per annum, then it will be a little more than 4,000 rubles per month. Such expenses are not even a problem for an individual, let alone an organization. Therefore, it is not clear what is meant.