What to buy Msi Gtx 960 OC 4gb or Palit gtx 1050TI KalmX 4gb (passive cooling)?

Question

Video cards

Hello. I bought a used video card from Palit gtx 1050ti KalmX 4GB (it has not been sent yet, it will be sent tomorrow). I took it from him for 9800 rubles. I also wrote that I overclocked it and it turned out + 8-10% (if we talk in FPS, then also 8-10fps).
I don’t know if it’s worth taking it and overpaying. I thought taking 960 for 4GB comes under warranty for another 6 months. I liked the price (8800 rubles) and performance.
He said that this is the best video card in the 1050ti series.
Do you think it's worth it to take and overpay? Thank you all in advance!
Here are my specifications:
intel core i3 3220 3.3GHz / In 2-3 weeks I will change to pentium g4560
mother P8H77-V LE
8GB RAM
block for 400 watts - 328 watts are divided into the processor and the video card

Answer 1

boo.? Palit? Sending xs from where? Can I sell you something too?
Well and so +/- one and too. It is better to pay a little extra and get a new one in the store with a guarantee.