What is the best bank for a freelancer checking account?

Question

Freelance

Hello!
I am looking for a bank according to the following criteria
1) no subscription fee for months in which there are no account turnovers
2) minimum commission for withdrawal / withdrawal of funds
3) minimum commission for currency control
4) adequate currency control
5) no hidden or unnecessary payments to the freelancer
Thank you !

Answer 1

Alpha or Dot.
According to the first, people are more satisfied, according to the second, it is somehow more stable. Well, these are my personal acquaintances, the selection is so-so

Answer 2

https://www.tinkoff.ru/business/

Answer 3

no such banks

Answer 4

Your criteria are too good for a real bank in the real world to match. Otherwise, everyone would already be there. ALL.
It's like fabulous percentages. If they are found, then only among potential bankrupts or crooks.

Answer 5

Hmm... I use a regular savings bank account. For currency transactions, they usually sent me through paypal (paypal is already tied to the current account in the savings), and in the stick, interest is the sender's business. Of course, I don’t have millions of revolutions, but sharash-montage.

Answer 6

alfabank! Then you will understand. For example, for Europe, it's convenient.

Answer 7

I have Alfa-Bank for physical. faces and IP.

Answer 8

It depends on the amounts, it is necessary to calculate in each case, but in general it will be cheaper for Avangard, but in the Module and the Point they will probably chew better, and there is integration with the accounting department. What is the problem to take a detailed description of the tariffs of each bank in question, sit down, and calculate?

Answer 9

You can look at the Interactive Bank. Without subscription. Currency: 0.1% or at least 250 rubles. And other.

Answer 10

Alpha, Tochka, Tinkoff, yes, I agree with the previous comments.

Answer 11

For a long time they were served at Promsvyazbank, but since this year, they, like everyone else, have introduced 1% for "cashing out" - read any withdrawal of funds from an IP account (including non-cash, including within the bank). So I had to shake up all the offers on the market. As a result, Alpha was chosen as the most adequate in terms of the sum of its characteristics. Package "StartUp" - 850 rubles per month (if there are no transactions on the account = 0 rubles), withdrawal up to 150 thousand rubles per month. inside the bank + 50t.r. external transfer without commission, further 0.5% of the excess amount.
I was very interested in Tinkov's proposal for business - 490 rubles per month (only if there are operations) and before the withdrawal of 400 thousand rubles. per month with no fees. Plus interest on the balance, etc. buns. True, friendly currency control is only in the nearest plans. I think we'll take it as a second account.
Considering that since recently the current account of an individual entrepreneur also participates in the deposit insurance system (up to 1.4 million), the reliability of the bank does not matter much. Choose according to tariffs and quality of service.

Answer 12

I am in the process of choosing a bank to work with Upwork as an individual entrepreneur on the simplified tax system. Accordingly, the bank first of all needs convenient currency control, without problems, for example, without the requirement to issue a transaction passport and without letters of guarantee that we will not exceed the limit of $50k (if we approach the limit of $50k, as far as I understand, we just bring the same the most public offer agreement with Upwork, only as N2, and all the cases). Estimated income of 5-10 k$ with withdrawal every three months, respectively, for months in which there are no transactions, you don’t want to pay a subscription fee.
1. Who can say anything about Tinkoff?
2. Fora-bank (talked with VK employees - pleasant impressions)?
3. Which bank do you recommend?