What file system is better to format the HDD for file storage, in the future for NAS?

Question

NAS

I have a Windows 10 PC and macOS Mojave (hackintosh).

I'm going to buy an HDD to store files of different sizes and purposes.

In the future, someday I plan to buy or build a NAS and use this HDD as part of it. The HDD will be 10 TB. When used in a NAS, you don’t want to back up data somewhere in order to reformat the disk, and then return the data back, so the question is , which file system is better to format the HDD in, so that you don’t format it later, or, in extreme cases, convert it without problems?
The NAS will most likely be based on some Linux distribution.
As far as I know, neither Windows nor macOS out of the box are friends with either ext4, or ext3, or xfs (or what other native file systems for Linux are) and what programs are there for using these file systems in Windows or macOS without problems while niggling.

Answer 1

Well, logically etx4
Although it depends on what kind of NAS it will be ... because, for example, the debian-based openmediavault assembly also works with ntfs

Answer 2

when installing a FS in the US, the disk will most likely be overwritten with a complete loss of data ... it's better to prepare for this.