Tinkoff (Tinkoff | Tinkov) bank, its VK for working with Upwork - does anyone have real experience?

Question

Upwork

A direct withdrawal (WireTransfer) of $ from Upwork to $ r / s IP is being considered.
Also specifically interested in:
1. What documents does the VC require? I think the offer and "Confirmation of Services" will be enough.
2. SMS confirmation, no specials. Do you need funds for EDS?
3.1. Transaction passport: do they impose registration in advance?
3.1. Transaction passport: are they satisfied with a guarantee letter from the client about non-transfer of $50k?
4. At the moment, they do not have the technical ability to withdraw $ from $r / s, there is a conversion into rubles. What are the losses here, what course?
5. Efficiency, professionalism and loyalty to the client?
Thank you.

Answer 1

In Tinkovo ​​since April, in general, everything suits. Details:
1. I am enclosing an offer, Confirmation of Services and signed acts (I receive it through upwork support)
2. Yes, confirmation by SMS.
3.1. They asked several times, answered that the transaction passport would be required no earlier than in a year.
4. During working hours, the spread is usually less than one ruble.
5. Completed documents are checked in one or two working days.

Answer 2

1. I tried to ask them before opening an account - I sent an offer and Confirmation of Services. They said that it is possible to talk with currency control only after receipt of the incoming payment + threw off the standard list of documents for currency transactions (including a notarized translation of the contract). Knowing the amount of fines when conducting foreign exchange transactions, he refused to open an account
4. The exchange rate during the exchange's working hours is close to the exchange rate, which is extremely good.
For the rest of the questions, it was not possible to understand accordingly

Answer 3

Boris Korobkov: i.e. Can an individual withdraw dollars from his $r/s, for example, to his $deposit in another bank, to his $card, etc.? The manager from the hotline answered me that there is no such possibility (technical), I admit that he is wrong.
Is there a condition in the contract that the account (of an individual) cannot be used for business activities?
IvanTheCrazy: well, how to talk to their VK, how to get to him, maybe elect. what is the mail?
PS Now I'm choosing between Tochka and Tinkov. Tochka has very professional replies by correspondence so far.