Is there any benefit from Yandex Money multi-currency accounts if the currency in the current country is not supported?

Question

YuMoney

Let's take Kenya as an example. Kenyan Tugriks are not supported by Yandex Money. Even if I convert all my money from a ruble account into dollars, there will be no benefit, right? Because when paying offline in Kenya with a Yandex card, he will still try to withdraw money from my ruble account and without finding it there, the payment will not go through. Even if there is money on the dollar and euro accounts. That is, as it was before, it remains so.
Question: is there any benefit to using Yandex Money multicurrency accounts if the currency in the current country is not supported? Offline. Or online at worst.

Answer 1

in view of the final rubles - not very much, because there will still be a double envelope
, but maybe they will indicate which account to debit from or - it doesn’t work yet - maybe from a dollar one and will debit

Answer 2

in short, it depends on what Yandex’s basis is the settlement currency with a visa / mastercard, as a
rule, in Russia it is a dollar , it
can be useful if: the visa / mastercard rate converts dollars into another currency if it were just rubles, then there was a double conversion from rubles to a dollar (at the Yandex rate) + then from dollars to another currency at the visa / mastercard rate, read to understand the principle of currency conversion https://journal .tinkoff.ru/eating-your-money/