How to determine if a virtual bank card?

Question

Fintech

On the site, the user must attach his card.
We need to determine whether the card is virtual in order to block such a user for suspicious activity (otherwise they rivet virtual machines in Yandex money and make a bunch of accounts).
Need pure plastic

Answer 1

No, this cannot be determined, this is the essence of the virtual machine. For example, I have 100 thousand rubles on kiwi, I issue a virtual machine, put 10 on it and pay it in such suspicious stores that do not understand why my plastic is needed (suddenly they want to transfer data to hackers?). I pay with this card without any problems, after 3 months it closes and is reissued. Those. according to your logic, you will block people who really care about their safety for suspicious activity))