How do you protect your bank cards and credit cards?

Question

Payment cards

For three weeks I collected information and strength to write a detailed article about protecting cards.
pumainthailand.com/zashhishhaem-svoi-bankovskie-ka... The
question is for those who bother a lot with information protection and are generally paranoid like me, what other methods did I forget to mention?

Answer 1

Here's about these very magnetic stripes: you came to the USA with a broken magnetic tape and will be left without money. In general, I am horrified by how much US banks have lagged behind Russian banks. Although we have a perfectly developed system of disputes here, and if anything, the money will be returned.

Answer 2

You write "Write 3 random pincodes on the card."
I once did something wrong, wrote 1 pin code but with two digits changed, you yourself will not forget that the numbers have been changed, and the attacker will not guess. It will dial exactly 2 times, the probability of guessing for 1 remaining time is almost 0. Just 3 pincodes on the card are somehow suspicious.

Answer 3

I use double authentication for online payments, a bank service, when cvv is blocked and it can be unblocked at the right time through the client-bank with sms confirmation. The main amount of funds on the piggy bank linked to the card, from it within a minute you can transfer money to the main card, but it requires confirmation via sms and is done through the client-bank. I don’t see the point in spoiling the strip, if I suddenly lose up to $ 100, it’s not as critical as the convenience of using it in all sorts of small shops.

Answer 4

When verification is enabled, even with the correct cvv code, the payment does not go through, I checked it several times when I forgot to disable verification, and an SMS informs me from the bank that you are trying to pay money, please disable cvv verification and the hotline phone number.

Answer 5

A separate card has been issued for online payments. Alpha allows you to "issue" a separate virtual card for each payment. It costs about $50, I don't remember exactly. Several accounts are linked to the debit. The bulk of the money is on the account, accessible by pincode at an ATM or through a client bank, there are no large amounts on the main account (from which money is debited when buying something). Savings on deposits to which no cards are attached.

Answer 6

How do you store potatoes?
We keep potatoes in the market.
For 6 years of traveling around the countries of Southeast Asia, with about 6 different cards (for 6 years, part of the cards were exploited and others were introduced to replace them), I had no problems with the safety of money on cards, guided only by elementary common sense or "common sense".

Answer 7

Never carry all your money in cash, that's idiotic and I don't like it. By the way, only Russians carry all the money in cash, I have never seen a foreigner with a lot of cash.

How can I withdraw money from an ATM in another country without a commission? If there is no such possibility, it is better to carry everything in cash. And I’ll take a card for every firefighter when everything is really bad