How to properly organize the acceptance / payment of payments on the site?

Question

Payment systems

It is necessary to implement the acceptance / payment of payments on the site. An approximate scheme of work: the 1st user pays $10 for services to the 2nd, the amount is reserved, then some conditions for working with the second user are met, if everything is fine, then the 2nd receives $8. $2 remains as a service commission. those. money is not immediately transferred to the second user, they must be stored in some account. payments between individuals. everything should happen automatically. As I understand it, you need to look towards payment aggregators that are engaged in both accepting payments and mass payments. or not? Who has any thoughts about the implementation of such a system?

Answer 1

If you work with physicists, you will need to connect payment aggregators anyway. Register your own account, accept payment from the consumer of the service. You have the money. The service provider fulfills its obligations, you make a transfer to the service provider minus the commission. Everything is simple and transparent.

Answer 2

thoughts are correct, only with mass payouts, systems are much smaller, although cards are slowly becoming fashionable