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Valery2015-05-07 09:58:21
Payment cards
Valery, 2015-05-07 09:58:21

Do you "shine" your bank cards on the Internet?

Do you show your bank cards on the Internet? Do you make purchases through them, or do you have a virtual card like Qiwi for such purposes?

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5 answer(s)
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John Smith, 2015-05-07
@ClearAirTurbulence

Instead of a virtual card, you can take some simple free one like "Corn" from the Euroset, put some money on it as needed, and use it calmly.
The advantages of this particular solution are a real card with free service, SMS notifications about transactions, personal account \ application for a smartphone with the possibility of convenient payment for cellular communications, utilities and other things, EMNIP 1.5% of almost every purchase is returned in "points" (can be spent on payment, for example, in Perekrestok, at TNK gas stations, in the same Euroset) - a trifle, but, for example, I drive a little, but I pay for everything only from the card, and these points are enough for gasoline, so I don’t even remember when was the last time I paid money for it. You can also have 10% on the balance if you connect (for free) this functionality. A full-fledged mastercard (without a chip), and if you pay a little, you can get it by mail and a nominal one, a chip card, with a paypass function, which is very convenient (quickly, for purchases of less than 1k rubles, you don’t need to “shine” the pin). At the same time, this is a regular debit card, if you do not connect the credit line options (disabled by default). You can replenish it in the same Euroset, and there are plenty of them. You can get such a wife / relative, and if necessary, transfer the necessary amount to her almost instantly with your own (there are probably some restrictions on the amount, but there is enough for perfumes / products / etc.).
At the same time, for example, unlike my Citi gold debit mastercard, there are practically no problems with payment either here or abroad (only where an American billing address is required). But Citi, as it turned out, often fails with some companies (for example, Shopfans could not pay it, could not transfer money to another mastercard, etc.).
As a result, we get a full-fledged card that you can have just "just in case" in addition to the main card of your bank, which is useful when it doesn't work somewhere for some reason.
And why, after all this, some kind of virtual card?

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Radmir, 2015-05-07
@RadmirZ

A card is a candle, but only where I trust, and besides, almost everywhere you need an SMS with a confirmation code to write off money, so I’m not particularly worried.

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Dima Kurka, 2015-05-07
@dimacurca

To pay for Internet services, I use a separate card, where I transfer money if necessary + there is always some amount for services that debit money automatically. Even if she is stolen or her data is stolen, I have little to lose.

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Sergey, 2015-05-07
@edinorog

kiwi card and life is calm and relaxed.

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Sergey, 2015-05-07
@bk0011m

For the most part yes. Since I pay mainly in services - which I trust.
But for suspicious services, I very rarely issue an electronic card. This is easily done on the bank's website in your personal account. It really costs money

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