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Have you ever played online poker? There you can play for real money, or you can play for virtual chips (credits). Here it is the same - you register your startup, you are given a virtual equivalent of $ 200, for which you can activate various Azure services. It has nothing to do with bank loans.
This freebie is not endless. As soon as you need more resources than "not at all", this Azure will cost you so much that you can rent 100500 dedicated servers "for a long time".
Of course, I embellish, but there is some truth in this :)
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