Which foreign mobile bank to choose?

Question

Freelance

Good afternoon!

In connection with the sanctions, it became necessary to have a card of a foreign bank so that it would be possible to pay for foreign services and use the card when traveling abroad.
Tell me a good foreign bank that would meet the requirements:
1. Availability of a mobile application
2. Ability to create an unlimited number of virtual cards (like Tinkoff)
3. Adequate cost of services
4. Good attitude towards non-residents
5. Work with large processing systems (MasterCard, Visa )

Answer 1

There are two main options:
1. Conventional banks in other countries
2. Neobanks.
Residents of the Russian Federation have recently opened cards in:
1. Kazakhstan
2. Armenia
3. Uzbekistan
4. Kyrgyzstan
5. Turkey
In most cases, the card cannot be opened remotely. You need to fly to the country, go through bank compliance, wait for production. There are rare special offers to open the card remotely. In Kazakhstan, something like that was advertised. Look.
From experience with Armenia, I can say that now there are so many applicants that all local banks have tightened the screws as much as possible: non-residents are required to confirm income and rent an apartment, many banks have stopped opening accounts for non-residents altogether, and those who open have raised commissions to heaven . Well, that is, giving 3000-15000 rubles for opening a regular card is a normal picture.
The second point is that the Russian banking system is so ahead of the rest that you don't even try to find something "a la Tinkoff" abroad. No virtual cards, multi-currency cards, cool mobile banks and the like. Here you pay money to the bank, and for this they give you the simplest card, on which they still charge a commission for each sneeze. And Internet services are 10-20 years behind the Russian Federation.
Neobanks are something like Wise, Revolut, Bankoff, Payoneer, etc. Everything is more difficult with them, because they do not want to deal with the Russians. It seems like Bankoff normally opens, but the replenishment is only in the crypt.

Answer 2

Is there any great access? Actually, to open an account, almost everywhere you need to be on the spot alive, so choose based on the name of what you have nearby
. There is no point in opening it from very remote places, since no one issues cards in the Russian Federation for a long time, plus there is a risk that now all Russian accounts will be squeezed out