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Which banks do freelancers love?
Hello community!
I noticed in the comments to some questions on freelancing that many withdraw their finances to alpha-bank cards, and generally love this bank, is there anyone who can correctly argue their choice (not necessarily about alpha-bank)?
Also what do you use for:
1) Withdrawal of money (with payoneer, for example, or paypal)
2) Everyday spending
3) Storing capital
And how can you comment?
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Hello, I use alpha
1 only skrill
2 alphabank cards
3 alpha accounts
So it happened, I'm going to try Tinkoff Bank, guided not to keep all my savings in one basket.
Personal experience: -Alpha
ATMs do not have queues
-Gives out bucks without a commission from your account, provided that you withdraw from a dollar card
-More or less convenient interface -Unlike
Sberbank, they are not particularly interested in where I get money in my accounts
-Friendly staff
-They don’t knock on the tax office only if the tax office asks about you personally (I found out from familiar employees, the info is fresh, a month old)
-Many branches around the world where you can restore the card and apply for other services
-Automatically and instantly block the card if a dubious operation has occurred, you can remove the lock simply by calling if after all the operation was not yours, they reissue the card without questions and commissions
Answered by skrill in this thread: Withdrawal of funds from oDesk. How to get $ in Russia?
For everyday spending, I use rocketbank.
rocketbank.ru/7rulnik - they have such a cool page for each client
Convenient mobile applications, high interest on the balance, large cash back (in some places even huge).
https://rocketbank.ru/loves/7rulnik - referral link.
There is also a Tinkov card. Everything is the same + there is a web version. The interest is slightly less, but the bank is more “serious”.
As an LLC I use Rosselkhoz and Otkritie - normal tariffs, fast service.
As an individual entrepreneur I use Avangard - cheap, a good client bank.
As an individual, I use Sberbank - a large network of ATMs, and I'm used to it. I’m thinking of changing everything to something cheaper, but I didn’t choose what.
If a freelancer works legally and his entrepreneurial activity is registered, then any bank, in principle ... I use Vanguard now (although a service fee of 500 rubles was recently introduced, it used to be free).
1. Have not withdrawn yet.
2. Sberbank and Tinkoff. The first one is convenient in mass, the second one has cashback and interest on the balance.
3. Tinkoff. A good percentage with extremely convenient work with a deposit (you can replenish in many places, and all actions are through Internet banking).
Many people asked about Alfabank, but I can say that 95% of customers transfer money to a Sberbank card. Without% and without commission, and if there is no savings card, they put it through the cash desk in the savings.
I am in the process of choosing a bank to work with Upwork as an individual entrepreneur on the simplified tax system. Accordingly, the bank first of all needs convenient currency control, without problems, for example, without the requirement to issue a transaction passport and without letters of guarantee that we will not exceed the limit of $50k (if we approach the limit of $50k, as far as I understand, we just bring the same the most public offer agreement with Upwork, only as N2, and all the cases). Estimated income of 5-10 k$ with withdrawal every three months, respectively, for months in which there are no transactions, you don’t want to pay a subscription fee.
1. Who can say anything about Tinkoff?
2. Fora-bank (talked to VK employees - pleasant impressions)?
3. Which bank do you recommend?
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