What is the purpose of PayPal? Due to what this payment system was able to get such popularity?

Question

Startups

I somehow registered an account, linked a couple of cards, even paid somewhere, but point-blank did not understand why it was popular.

Answer 1

The fact that this is not just a payment system, but also an arbiter in disputes between sellers and buyers ...
The stick protects buyers so aggressively that its use even by a decent seller is associated with some risk for the latter ... It is safer for the buyer to pay with a stick, maybe there is less chance of running into a scammer and it is easier to return money than on a card.
In addition, the stick appeared long before secure3d and normal payment gateways with antifraud.
Thus, the buyer was protected from the reuse of his card data, and the seller from various kinds of fraud ... Now it's hard to imagine, but in the first online stores it was possible to pay not even with stolen, but with fake card details, it was enough to calculate the number with the correct checksum :-)
In short stick taxied and continues to steer.

Answer 2

By ebay. Now I can’t find articles with the history of this company, but without integrating their button into the auction, they would hardly have risen so high

Answer 3

1. One of the first.
2. Hard link with eBay.
You can't read the rest.

Answer 4

I've never used my salary card for online purchases (I'm not crazy). The question is, what do you use then? Qiwi is popular with us and similar services from other banks (virtual cards and accounts). Over the hill, the role of such a service is played by Palka. Most operations need to be confirmed by logging in to the Paypal website, if there is a suspicion of compromise - you change your password or even an acc, and that's it. But if the card needs to be reissued, I don’t know how it is in Western banks, but we have a waiting time of 3-4 days (at best) to a couple of weeks. Not very comfortable. And it's worth the money.
3D-Secure not so long ago began to appear at banks. Before that, stealing credit card data was much easier.