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neosapient2016-03-02 15:07:07
Payment systems
neosapient, 2016-03-02 15:07:07

What is the best bank to choose when working with clients from Hong Kong?

Hello.
I work as a programmer. I work as an IP in white. Clients from different countries.
But customers from Hong Kong have difficulty sending money to Russia.
There is an idea to open an account in a foreign bank that serves that region. I am considering - Hong Kong office of
HSBC bank -
some bank in China
- some bank in Mauritius - convenience and adequacy when communicating with the bank, for example, whether they need to send copies of invoices to justify incoming money transfers - the cost of maintaining a bank account
- double taxation

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3 answer(s)
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four4, 2016-03-02
@four4

Many of our banks have their foreign accounts/partners/representative offices there. That is, the partner sends money not to Russia, but to a foreign branch of a Russian bank.
If you search, then there are probably Russian banks that have accounts / representative offices in Hong Kong.
Directly open in Hong Kong without a personal presence - through intermediaries will have to.

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Pavel Shinkarenko, 2016-03-03
@vspavel

It will be extremely difficult for you to open an account for an entrepreneur in a foreign bank, because your status will not be clear to them.
In foreign banks, two states are understood - an individual or a legal entity.
You are definitely not a company for them and they understand this, so they will open an account for you as an individual, it would seem so, but then our severe Russian problems will begin for you, since, according to our currency legislation, individuals can only receive money in their foreign account in the form of transfers from Russia, salaries from non-resident employers (only under an employment contract) and several other types of payments, but definitely not for work and services, and not for the sale of goods, so you will violate currency laws, potentially risking fines of 80-100 % of the turnover on such an account. So I do not recommend opening an account in a foreign bank for an individual entrepreneur (read: "for an individual")

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Maxim Timofeev, 2017-08-02
@webinar

I work as a programmer through an individual entrepreneur, I also have foreign customers. Already 2 years on the Tochka bank , by the way, the action is now on pc. there are no problems with foreign exchange payments, those. support like clockwork. But the most important thing is that there are no parasites in the departments, as well as departments. Account without leaving home, like everything else. Everything is online. At least in Moscow, at least in Nizhne-Podshtaninovik.

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