What are the payout options for users (non-casino)?

Question

Fintech

Good afternoon!
How to properly organize payments to users (for the work done for the site)?
Users do some work and get points.
I would like to transfer rubles to the user without income tax.
Even the replenishment of the mobile seems to be regarded as payments and you need to pay 13%.
500-1000 rubles per month for each user.
You can consider Qiwi, Sberbank, mobile phone account - other types are not available to users.
Thanks for the tips!

Answer 1

A search in Google / Yandex for "mass payments" will give an answer to this question, you can connect all the services listed above.

Answer 2

see here transfer to cards
through an exchanger is also possible, there incl. and Sberbank

Answer 3

First, give up the savings bank.
And so you can throw it through kiwi, there are no problems so far.
Of the minuses, only limits.
WU - money transfers, no problem either.
Well, there are laundering offices, etc.)
If there are too many, it is necessary.
The one who steals faster than the state gets richer.