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Tricky home bookkeeping
I am looking for an ideal system for accounting for family finances with the possibility of budgeting.
I went through a lot of "home accounting" with the functionality of planning income and expenses, but all budgeting consists in entering the planned expenses / income for the month and further control of "not going into the red".
I need to control the so-called. "cash gaps". Those. if I now have 30 rubles, on January 26 I will receive another 50 rubles, on February 7 I must pay 60, on February 15 I will receive 100, and on February 16 I must pay 11 rubles, then I want to easily see that before February 15 I have free 20 rubles, which I can count on, and put the rest of the money in the "box".
Do any of you know a suitable system for such requirements?
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www.drebedengi.ru/ There are two options, a free (cut down) version and a paid version, in the paid version there seems to be some interesting things. In principle, you can try the free version (it is not limited in time, but cut down in functionality). Seems like it should fit your needs. I used it, it seems not bad, but I scored because of laziness to write down everything and everyone =)
homemoney.ua - I really like the flexible enough system, I have been using it for more than six months already.
If that's the case, I'll make a fuss. :)
I tried to find something similar for myself, but it turned out to be either not right, or too complicated and heavy. As a result, I wrote a program for Android, which, it seems, does just that: you fill in the dates and amounts of income / expenses, then you look at what date how much money is left. Just the day before yesterday, I posted it on the market under the name BalCal (only in English, sorry).
Try zenmoney.ru (I've been using it for over a year now, I'm happy with everything) or check out this review: vremenno.net/misc/services-for-personal-finance-management/
I use eqonomize.sourceforge.net/ there it is possible to plan expenses and income + bill budget for a month.
I'm paranoid, and chose a system for my own server, the sources are open. Studying ...
abricos.org/blog/vozmozhnosti_platformy/42
I've been keeping records at home for a couple of years. accounting Sanuel .
I tried everything too. Alas, there is nothing better yet :(
What you ask for is there. It is done in different ways. Either see the cash flow chart.
Or just keep separate accounts for such expenses.
www.easyfinance.ru/
I used this service for about six months.
And I was so annoyed by this interface, I spat so much that I eventually switched to Excel.
There is a problem in Excele:
1) there are no reminders
2) there is no way to know when and how much money you will have
And I came to the conclusion that the problem is in the interface.
And he began to develop the concept of a new interface.
And yes, it may not be familiar at first.
But therein lies the solution.
So, I started developing a service just for such needs.
The concept of my project is based on the ability to see how much money there will be on a given day,
i.e. select a date - look at how much money is planned on the accounts, then enter the planned transaction.
The planned transaction is entered into the budget plan.
The budget is basically a project.
So it turns out that you can create different projects (for example, Organization of a conference, Food, Clothes)
and on the one hand - on a certain day we allocate (expense) for the "project" money according to the plan (budget)
, on the other hand - in this project it is "income ”, which we further distribute into narrower categories,
for example, if the project is “Clothes (2000 UAH)”, then the expense (budget) in the project will be: shirts (500 UAH), pants (500 UAH).
In addition, 3 numbers will be used in the budget - pessimistic, realistic and optimistic (this technique is used by financiers in AIESEC, and justifies itself when planning / implementing projects, so I think it will come in handy for personal finance)
Project website - cabinet.io/
At the moment, I have finished work on adding transactions.
Comrades, help the development of the project. I need your requirements and expectations in order to make the product as tailored as possible to your needs. For those who will actively help, I will provide unlimited free VIP access when the project leaves the testing stage.
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