SEO - how to make links correctly?

Question

HTML

Friends, from the point of view of optimization for search engines, how to correctly type up links?
For example, there is a group of products, here is one of
them
:

<div class="item">
<a href="/....."><img src="/рисунок-товара" alt=""/></a>
<a href="/.....">Название товара</a>
</div>

or so
Option 2

<a href="/.....">
<div class="item">
<img src="/рисунок-товара" alt=""/>
<h4>Название товара</h4>
</div>
</a>

Or like this
Option 3

<a href="/.....">
<div class="item">
<a href="/....."><img src="/рисунок-товара" alt=""/></a>
<a href="/.....">Название товара</a>
</div>
</a>

We cover the entire block with a link for better user interaction, it may be necessary.
How is it better for you?

Answer 1

You can use the 1st one, but my version is better:

<div class="item">
<a href="/....."><img src="/рисунок-товара" alt="Название товара"/>Название товара</a>
</div>

This is how everything works and is indexed, but most importantly, with this option, unnecessary links to the same address are not created, which are duplicated in other working options. Appearance is styled.