Payment from all over the world on a multilingual site, what's the best way?

Question

Payment systems

Given: a small niche multilingual online service (digital services) under development. The audience will be spread all over the world, the percentage of users from the Russian Federation is comparable to other countries.

Needed: the ability to replenish the balance of conditional "tugriks" spent on the site, by paying from anywhere in the world (or from the vast majority), in a currency and in a way convenient for the user. Accordingly, we would like the party accepting payments to have either a multilingual interface (and not just Russian and English), or the ability to integrate into our website so that we can translate the payment page ourselves.

Ideally, I would also like the most simple design in order to test the idea as soon as possible. There are no other special requirements. It is legally more convenient to do everything from the Russian Federation, but theoretically, you can consider the option of creating a legal entity outside of it.

If anything, I have experience in integrating payment through Yandex.Cash and Robocash on customer sites from and to, but there it was purely about Russia and they didn’t even know about the rest.

Tell me, how is this problem solved now?

Answer 1

specialized for SaaS - https://paddle.com/features/payment-processing/ the list of currencies and languages ​​is limited, but it is available even to an individual from the Russian Federation without a company
card payments in 30+ currencies with the ability to integrate into your interface and do the necessary localization on your own Russian LLC / IP https://developers.cloudpayments.ru/#skript-checkout
card payments in almost all currencies + there are some other payment methods, with the ability to embed in your interface and do the necessary localization yourself, you need to register a company in another country (the list of countries is on the site, but the functionality may differ from country to country)
https://stripe.com/payments/elements
a company in the USA can be opened through them https://stripe.com/atlas
payments in many local payment methods and currencies for different countries, you need to have a company in another country
https://www.adyen.com/payment-methods

Answer 2

I highly recommend STRIPE. I have been involved in several projects myself. very satisfied. Just set up multicurrency. There are subscriptions and one-time payments.

Answer 3

What you need. called merchant services.
Type in Google "Global merchant" or "World Wide Merchant"
The first thing he found here:
https://globalmerchantservices.com/
But you look better, maybe there will be something more convenient.
It is pointless to make a legal entity in the Russian Federation, it is better to have some island countries - there are minimal taxes.

test the idea as soon as possible

You need to accept cryptocurrency - there is no need for any legal entity, accept it even today.

Answer 4

anypay