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Multicurrency home bookkeeping systems
I spent a lot on vacation, reading the book The millionaire next door in parallel and decided to start a home financial account.
Tried several programs.
The first is Home yuhgaltery. The program as a whole is good, there are just single accounts that can have both dollars and euros and rubles, but the process of adding payments from these accounts in different currencies is rather painful. (First, you need to add a conversion operation, and then the payment itself, while on a bank card this is a single operation).
The second - Family 11 Pro - there are separate accounts (Euro, USD, Dollars). At the same time, I have not yet understood how to do currency conversion there, but the fact that the accounts are not multicurrency is no longer very convenient.
Maybe someone else what systems uses?
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in family 11, you can convert currencies by transferring from one account to another, that is, if you have several currencies in your wallet at the same time, then in the program it will be like, for example, “Purse of rubles” and “Purse of dollars”.
I use it myself - it satisfies my needs by 80 percent
. As for me, the reports are a little unfinished there, and the interface is already a little old and fed up.
GnuCash . Despite the interface that hung in the nineties, it turned out to be convenient and quick to learn for our family. There is multicurrency, and a whole chapter is devoted to it in the documentation. In practice, multicurrency was used little, but expense accounts can definitely include postings in different currencies.
At one time, I was also puzzled by this question. I did not find a suitable tool, in the end I decided to write my own.
The work has not been completed yet, but the system is already working more or less stably:
finanalyzer.com
All exchange rates are taken through the banks' web services and stored in the system, respectively, each of your transactions is tied to the rate on the day of this transaction. Thus, expense charts can be viewed in any currency, and in the event of a devaluation, for example, the chart in USD will not lose its relevance.
I have not seen similar functionality anywhere. And for Belarus, where devaluations have been happening steadily every two years, this is a must have.
ps The system has not been officially launched yet, yuai is sometimes scary and perhaps incomprehensible. If someone shows interest, he is ready to answer all questions in a personal message, both on the finished functionality and on plans. I would also be grateful for any feedback.
I use Zenmoney , it's very convenient, there are all kinds of currencies + bindings to banks (directly or via SMS), and mobile applications and a convenient web interface, along with the active development of the project, make it a very good option for managing finances.
Homemoney.ua - for each account, you can configure which currencies are used on it (in the wallet only rubles, in the bank, rubles, dollars, euros, on the deposit, only euros). Multi-currency transfers (withdrawn rubles from a dollar card) are recorded quickly, the course suggests. Works online and on mobile
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