Legalization of freelancing by opening an individual entrepreneur and old accounts?

Question

Freelance

Are the rumors true that when opening an individual entrepreneur, they can check all open and closed accounts of an individual?
And will the bank's financial monitoring check the history of the movement of funds and transactions when closing an account?

Answer 1

There, yes, they passed a law according to which the tax office can request data on ordinary accounts of people, but I would not recommend you take a steam bath. Financial monitoring is valid only for a one-time operation of more than 600 thousand rubles, it seems.
Already in the status of an individual entrepreneur, I saved up for an apartment, came and deposited 700 thousand rubles in cash (in one transaction) into my bank account, then withdrew six months later. And no one showed me anything later, I asked a bank employee, they don’t tell anyone about such operations, you can throw at least 5 million into your account. There they have a list of suspicious transactions and counterparties, and if you make such an operation, then yes, probably.
In general, I have been an individual entrepreneur for many years, no problems, don’t check, open, you can always close if you don’t like it.

Answer 2

No, it’s not true, the tax office doesn’t deal with petty matters at all, since labor costs in money there are more than you can take fines from you, but they don’t know how to do this automatically