Law on the National Payment System (N 161-FZ)

Question

Payment systems

Hello!

Tell me, what is the topic - what does it change for a small online store or just a freelancer?
Is it true that now about all wallets, the balance of which exceeds 40,000 rubles, payment systems should report where necessary?
What are the other pitfalls?

Answer 1

Yes, now the transfer of electronic funds is carried out with the implementation of customer identification procedures. That is, now the Federal Law N 115-FZ “On counteracting the legalization (laundering) of proceeds from crime and the financing of terrorism” applies to electronic money.
Payment systems do not “should report where necessary” but must have data about the owner of the wallet in order to be able to personify it if it is necessary to report it where it should be.