Is there a way for a citizen of the Russian Federation to receive payment from foreign legal entities to an account in a foreign bank?

Question

Payment systems

Actually, the whole question is in the topic:
Is there a way for a citizen of the Russian Federation to receive payment from foreign legal entities to an account in a foreign bank?
Goal: do not depend on Russian banks.
Problem number 1: you need to notify the tax office about the movement of funds in your foreign accounts.
Problem number 2: you can replenish your foreign accounts only from your own Russian accounts.
How can this be resolved? With the condition that it may be necessary to legally use all these funds in Russia (for example, to apply for a mortgage or something like that).
ps I don't mind paying taxes in the Russian Federation at all, the problem is in the bureaucracy.

Answer 1

If I understand correctly, the question refers to the method of receiving payment for goods or services by an individual from foreign persons (including legal entities).
It seems to me that in most countries (including Russia) this can be qualified as illegal entrepreneurial activity (i.e. entrepreneurial activity without registering a legal entity or individual entrepreneur).
Possible options for a legal solution: (a) registering a company (or individual entrepreneur, where applicable) abroad with opening a bank account, maintaining accounting, paying taxes and submitting reports in the country of registration; (b) registering a company or individual entrepreneur in Russia and receiving payment to a Russian bank account or a Russian PayPal account.
At the same time, nothing prevents combining option (a), in order to be able to spend the money earned abroad, with option (b), in order to be able to spend it in Russia, and balancing receipts to different accounts in accordance with needs. You just need to keep in mind the recently updated Russian offshore legislation.
If we are talking about receiving wages (that is, about labor, and not about civil law relations), then this is most likely a question for the employer - if he finds it possible to open an account for a foreign worker, then so be it. At the same time, the issue of paying taxes will most likely be decided in the jurisdiction of the employer's country and will in no way fall into the area of ​​interests of the Russian tax authorities.
However, these are just my thoughts based on common sense and it would be interesting to know the opinion of lawyers specializing in international civil and labor law.

Answer 2

it is strange to call a problem a problem 1. it seems to be the norm all over the world. =)

Answer 3

Dig towards offshore companies (registration from ~$1500). There you will also see options for obtaining bank cards, which can also be used in the Russian Federation.