Is direct bank transfer an online payment?

Question

Payment systems

Let's say I put a certain item in the shopping cart on the site and select the payment method "Bank transfer". Through the client bank, I transfer money to the specified details. Is this all online payment?

Answer 1

It depends on how exactly the bank transfer takes place.
If, when choosing a bank transfer, you choose a bank link, and after entering your data, you are provided with a payment template to the merchant's account - this is an online payment.
If, when choosing a bank transfer, you receive an invoice with details from the merchant by e-mail, and you carry out the entire procedure yourself, this is an offline payment.

Answer 2

Is not.