IP. Foreign customer. Are the details of the customer's bank required in the contract?

Question

Freelance

Non-resident - USA, agrees to pay for my services in rubles. I am an IP in the Russian Federation. There is a contract not yet signed in two languages ​​(in two columns). We cannot sign yet, as we have not reached a common opinion regarding the indication of bank details.
A non-resident does not want to disclose his bank details from which he is going to pay. In the bank where I have an account, in the foreign exchange department I was told that bank details from a non-resident are obligatory in the contract. The customer wants to convert to rubles and send via wire.
I did not find anywhere about the obligation to indicate the bank details of both parties, except in some "recommendations on minimum requirements ..." in a letter from the Central Bank of the Russian Federation of 1996.
My bank strongly recommends that you include everything in case of verification, nuclear war and the end of the world.

Sobsno the question is whether it is necessary to butt heads with the customer (respectable people) in order to satisfy the local "recommendations"? Or score and sign as is? What do IPs do with foreign contracts?

UPD:
The limits are below $50,000, but the payment is in rubles. Therefore, neither transit, nor swifts, nor transaction passports are in any way affected. Interested in the moment "if you fall under the test."
Well, about how a bank and finally Russian laws can oblige a non-resident to indicate details?
About invoices, it is also necessary to somehow formulate that it is supposed to work without papers, only on the basis of a contract.
And yet - what kind of bank details must be indicated on both sides?

Answer 1

Banks generally like to play it safe... I think it is inappropriate to indicate bank details in the contract, because during the time that the contract is in effect, the details may change. When they began to put pressure on me with a similar issue in the currency control of the bank where I am served (although I receive Euros), I shared my thoughts. As a result, we found a compromise - the details of the payer are indicated in the monthly invoice, which I issue to the payer, and I provide a copy to the bank.

Answer 2

What do IPs do with foreign contracts?

They are suffering! Because our imperfect (I'll be gentle) currency legislation is superimposed by a burning desire of the bank's currency control to follow all 100,500+ instructions of the Central Bank.
So it remains either to bend the VC, asking for references to their requirements in the laws and studying them, or to change the bank to one where the VC is more loyal (but this does not guarantee that one day another employee will not come with his vision of the laws).

Answer 3

Must be. If you fall under the control of currency control, you will have problems, up to a rollback to the state of 70% of the contract amount.
However, specify the limits of amounts up to which it is not necessary to make a transaction passport. They have now increased significantly and perhaps you do not need a contract at all. Catch a swift transfer to a transit account and dragging the invoice to the bank will carry it out normally.

Answer 4

How he is going to send you in rubles from the states, I honestly do not understand. Well, okay, anything can happen. But what I don't understand exactly is your customer's paranoia. You tell him that the details are needed in order to verify the details of the contract and the details of the monetary transaction. You and the bank will still learn the details from the transaction, the customer cannot hide them.

Answer 5

The counterparty is a bit of a fool if he thinks that you do not need to register your details, and of course you will receive money from a hidden account of a hidden bank.

Answer 6

change bank \ payment method Butting
with a client is not feng shui