In which bank to open a pc account for an IP designer?

Question

Freelance

Conditions: 1) free opening 2) free service 3) free client-bank service.
If there is nothing similar to these conditions, then something close is possible.
Plus, advise, in which bank do you have rs? What is your experience with this bank?

Answer 1

free does not happen as an option to keep a large sum of money on pc and then it's free, but I think in your case you are more of a rogue than a millionaire.
So, alas
, as usual, 600 rubles costs minimal bank service. It's less than 10 bucks, so whatever is closer to home is convenient for you.

Answer 2

Sberbank?

Answer 3

In general, it’s hard to say, but it’s much easier to write several applications and get feedback already from banks, where they will tell you about prices and conditions.
Start with these: https://business.tinkoff.ru/ , https://alfabank.ru/sme/

Answer 4

Vanguard. It used to be free, but now they take money for maintenance, 500 rubles a month. Plus 1000 rubles for opening an account.
corporate.avangard.ru/upload/iblock/c0b/c0b2fb0151...
Yes, it's not free, but it's not much compared to other banks - Alfa, Sberbank (I wasn't interested in others).
Internet banking is really disgusting. But you can use.

Answer 5

Any serious big bank. VTB, Sberbank (tin of course), Alfabank. This is just a general recommendation given the situation in the banking sector and the closure of fairly large banks in recent times. About the convenience for freelancing - I can’t tell you. Probably NOT Sberbank =)

Answer 6

It’s better to close the IP before it’s too late, open an account in a savings bank or a rayfasen bank, any account and link it to a card, I think you don’t earn millions a year to work on an IP and pay taxes, if the income is less than 1,400,000 rubles a year, then you can do nothing at all pay to the tax office. In our country, the tax scheme for freelancers who want to open an individual entrepreneur in the design and programming industry is very complicated.

Answer 7

And does anyone use their personal current account of an individual for SP?
There is a lot of information on the Internet that there is no ban on this. But on the forums, opinions are polarized.

Answer 8

For individual entrepreneurs (in descending order of your requirements):
https://modulbank.ru
https://tochka.com
https://www.avangard.ru
Individual entrepreneur accounts are insured in the DIA, so any of these banks is a good choice for a freelancer.