How to set the necessary permissions on new files in UNIX?

Question

Access rights

I want all newly created folders in /home/user to have rwx --x --x permissions
and new files to rwx r-- r--
How can I do that?
I tried to use `setfacl` in different combinations, but it did not work out as it should.

Answer 1

Add umask 0022to your .bashrc (or other similar file).

Answer 2

What you need is the umask.
But it does not work the way you want, that is, it will not work to set such different rights for folders and files.