How to organize the acceptance of payments from the card without SMS confirmation?

Question

Payment systems

Let's say we have a task to organize payments from a card without SMS confirmation. I used to think that this was not possible, since all banks now check everything themselves there. But today, when paying for the purchase through the POISON with a master card attached, I noticed that the money was withdrawn and the SMS came only with a withdrawal notification. So the question is, how does this all happen and under what conditions can transactions be made without SMS?

Answer 1

Here's what for a visa : https://ru.wikipedia.org/wiki/3-D_Secure
is it optional, for example? paypal withdraws money from my card without confirmation, because. does not know how to 3d secure, and qiwi and many others - with confirmation.