How to make a payment system between users within the same service on Ruby on Rails?

Question

Ruby on Rails

Hello everyone) I'm making a site on Ruby on Rails. The site has personal user accounts, and users can add products. I want each user to be able to buy goods from another user and transfer money to him. But I don't know yet how to do it. I looked at various services, but basically all the money there goes to only one general account. Please advise how this functionality can be implemented. Thank you all for your attention)

Answer 1

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