He was self-employed - clients paid by transfer from card to card. How do I receive IP payments?

Question

Individual entrepreneur

Good afternoon!

I am self-employed and provide services via the Internet.
Until today, I accepted payment by card (clients transferred from card to card), but now my limit has come to an end, but the year has not. Very soon I will not have the right to use the self-employment mode, so today I need to apply for registration of an individual entrepreneur.

In this connection, the question is: how can I continue to accept payment by card? (so that a person can enter the conditional Sberbank Online, enter my phone number and transfer funds to me through the SBP)

How can this be implemented? Use a personal card, and then punch checks at an online checkout and withdraw money to a current account? Or is there another way?

I know for sure that most of my competitors accept payment in this way, while almost all of them are listed as individual entrepreneurs.

Immediately I ask you not to offer acquiring , I have studied this method of accepting payment and at this stage it does not suit me 100%.

Answer 1

Open an individual entrepreneur, open a bank account. In the same place, connect the SBP and get paid by QR.
You work without acquiring, but you need to use cash registers and punch checks, since you are working with individuals
. As a general rule, the seller must punch the cashier's check at the time of settlement. But an exception is provided: for example, when the buyer is not present at a cashless payment. In this case, the check must be generated no later than the working day following the day of settlement

Answer 2

An individual entrepreneur can accept payment to a bank card or to a current account. But in order for everything to be legal, you must use a cash register and OFD. You can withdraw money in any way convenient for you. You can read more here: https://www.moedelo.org/club/article-knowledge/kak... .
If so, this is not an advertisement.