Do you need an IP to accept payments on the site?

Question

Electronic commerce

My friend is a beatmaker. Asked to make a website (Laravel + React). And then the question arose, in order to accept payments through visa, mastercard, paypal, is it necessary to create a Corporate account and create an individual entrepreneur? And if there is no sales for the year, then you also have to pay?

Answer 1

not necessarily.
everything else depends on the conditions of the system / acquiring to which you connect.
in the simplest case, only the commission from the payment is paid, without any obligatory payments.
Individual entrepreneurs/legal entities may receive sweeter conditions. but this royalit only in the presence of turnover.
for the start / test, it is quite possible to get by with a physicist.