Can I spend money earned on UPWORK without withdrawing it to my country in rubles or foreign currency?

Question

Payment cards

I am in the Russian Federation.
Will it be safe from the point of view of tax, currency, administrative and other legislation of the Russian Federation to perform the following actions?
For example, the following order:
1a) Work for UPWORK as an individual in the Russian Federation.
1b) Work for UPWORK as an individual entrepreneur registered in the Russian Federation.
2) Accumulate a certain amount on UPWORK on your account.
3a) Transfer money to a payoner account and, accordingly, a card attached to it (it seems like this is not a Russian company).
3b) Transfer money to a skrill account and, accordingly, a card attached to it (it seems like this is not a Russian company).
3c) Transfer money to paypal account.
4) Spend this money from these cards\accounts (in the case of paypal), making purchases on world sites\services (aliexpress, ebay, shotterstock, etc) on your own behalf and so that the goods already come by mail to me in the Russian Federation.
Will it be legal and what problems, delays can there be?
Of course, we are not talking about millions of dollars, but if there are relatively large amounts, then this is only one-time, within several tens of thousands of USD.

Answer 1

Sure you can

Answer 2

Why such difficulties then?
Here are some features for you:
1) paypal only allows transfers in rubles to your account. when you spend money (and this is called cashing out, you are like those people who take money in exchange for loans in stores) this will lead to additional conversions.
2) If you do not withdraw money, then I would choose payoneer, since you can immediately pay in dollars on the same aliexpress. Savings on conversion.
3) You will not be able to keep several tens of thousands of USD on your upwork account.
Of course it would be illegal.

Answer 3

Use IP
Patent + contributions per year, it turns out about 70K taxes + bank commissions (the most profitable module) is about 20K per year. depends on your sums
But clean, white and safe.
If you are not an individual entrepreneur, you risk losing everything that you have earned + fines and taxes from this amount.

Answer 4

before the glow of the account in the tax office, all manipulations have nothing to do with the issue,
but with the Pioneer "who does not account" / Skrill and the glow in 2019-2020, everything will change
so that there are only taxes or drops

Answer 5

I join the answer with the IP. Fast, simple, safe. Only I use not the Module, but the Point.
If you do not live in Moscow, you can buy a patent and pay a penny of taxes in general. Although 6% does not seem like an excessive amount to me.
Believe me, peace of mind alone is worth more.
All the schemes you describe are illegal. Of course, it will be difficult to catch you, and no one, by and large, needs it. But you will not be able to buy later either an apartment or a car (for any purchase over 600,000 rubles, you will have to explain the origin of the funds). So you will buy consumer goods with Aliexpress all your life? ..
The point opens IP in a matter of days. And you don’t even have to go anywhere: their representative comes to your house, takes pictures of your documents, in a couple of days you have a ready IP, you can link your account to Upwork and withdraw money completely legally.

Answer 6

3b) Transfer money to a skrill account and, accordingly, a card attached to it (it seems like this is not a Russian company).

Upwork hasn't been working with Skrill for a year now, and Skrill didn't send its cards to Russia two years ago.

Answer 7

For individual entrepreneurs on a simplified system, the bribe to the funds is covered from 6% tax, in excess of 300 tyr per year the tax will be 7%, in any case, all payments to the funds are included in this tax as a result. Here you still need to add bank commissions and services, on average it is about 2-3%, the total is 10%, but it is reliable, stable, clean, white, calm and conscience is clear.
It should also be taken into account that in recent years, clouds have data storages of such volumes that nothing will ever be deleted, especially all kinds of banking and other transactions, and big data processing technologies are developing and improving, and very soon absolutely everything will be transparent to the authorities, so live on the dark side is already very dangerous, and in the near future it is also very fraught with problems, fines, up to a criminal offense.
Therefore, personally, I categorically do not recommend suffering garbage. As they say, pay your taxes and sleep in peace, or go to Cyprus, there are rumors that taxes are lower there (although life is much more expensive)...