Why is the bank asking for the total amount of payments from Upwork for all time?

Question

Individual entrepreneur

Good afternoon.

The bank asks the following:
"I see that you joined the offer in 2018, please tell me the total amount of payments?"

Why does the bank need it? what to answer them?

Answer 1

The bank is obliged to find out the total amount of payments under the agreement in order to comply with the requirements of currency legislation. Upon reaching 6 million rubles. the export contract must be registered and a transaction passport issued.
You can safely report the total amount of payments to the bank. He does not transfer this data to the tax.
And this is not a whim of a certain bank. This is a duty, and this question is asked by all banks. Verified personally in Modulbank, Tinkoff Bank and Tochka.

Answer 2

you can say that there was no income.
What he provided, then let them use it, change the bank to the module, they don’t do such nonsense there.
They need it for the transaction passport and it is desirable that it starts from scratch if you have not paid taxes before.
Moreover, Mishustin promised to deal with taxes.
A year later, they will analyze the transaction passports. And the fine is 100% of the amount that passed by.

Answer 3

Upwork often changes the contract of the offer. Those. in fact, this is a new contract in which the counter begins to drip from the baby. Those. if in fact change the offer contract and live in peace.

Answer 4

In order not to exceed the contract amount of 6 million rubles. - if the amount is exceeded, the contract must be registered. Before that, no.