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x-ider2017-01-22 10:29:34
Electronic commerce
x-ider, 2017-01-22 10:29:34

Why is online payment cheaper?

Many sites offer discounts when paying online. Why? Don't the payment services they use hold a fee?
UPDATE:
I should have originally provided an example of a business that accepts both cash and online payments, but there is a 10% discount for the latter method. What do you say to that?

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4 answer(s)
K
Konstantin, 2017-01-22
@kostya_vtomske

Teach users to buy online. Offline sales also have costs, such as the salary of the seller or the rental of premises or light, water, and gas. In online sales, a good seller takes on the payment commission, but as practice shows, all costs are already included in the price of the product.

L
Lera Kryukova, 2017-01-22
@UtyaPutya

not always by the way and cheaper, depending on what online services)

D
Dmitry Chernyak, 2017-01-23
@ZUSS

There is a stereotypical opinion that an online business incurs less overhead and production costs, lower marketing costs, etc.
Unfortunately, this is partly a false stereotype and the reality depends on the business model.
By the way, please note that if 10 years ago there was a massive trend of going online, now the reverse movement has begun: initially, online projects go offline.

C
chromimon, 2018-05-05
@chromimon

Many sites offer discounts when paying online. Why? Don't the payment services they use hold a fee?

1) Not with online payment. And with online PREPAID, in fact. If you just come to the store, you can change your mind, this is all the time in the trade. If you have already paid and just come to the store to pick up or bring the courier - the likelihood that you change your mind is much lower.
2) When offline trading - you really need to keep the goods in the store. If there are many stores, keep the product of the same name in all stores. And when they will buy and whether they will buy at all is unknown. In fact, this is money frozen in a commodity. And a lot of money. Therefore, already purchased goods are risks. And risks cost money. With online trading, you can even buy goods from a wholesaler half an hour before you take this product to a buyer from whom you have already received an advance payment. No risks. No need to freeze your money.
3) In order for buyers to come to stores, stores must be in the so-called. "passing place" where a lot of people walk. And it's significantly more expensive.
4) Greater audience coverage. Potentially high turnover. This means more discounts from suppliers.

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