Where can I get an API for implementing "card-to-card transfers" services?

Question

API

Hello. I introduce myself as a webmaster. I am working on a site on credit topics and I would like to expand the functionality. I applied to alphabank on this issue, but they refused due to the fact that I am not an individual entrepreneur and not a legal entity. a person, that is, an ordinary mortal ... Is there a solution for me? In general, a lot of similar questions were asked here, but I did not notice specific solutions. Maybe there are people who solved the problem, please respond.

Answer 1

Alpha no
see innovative: Tinkov or Otkritie

Answer 2

payme.biz
even has an api like.