What to do with a complaint about a torrent client from a hosting provider?

Question

VPN

Greetings
I bought an unlimited VPN the other day from a well-known hosting provider in narrow circles. I went to the torrent, downloaded the operating system, released in 2001, and music (a couple of albums). Today I received a message from my hosting provider saying that they have detected that I am using a torrent on a VPN service and have blocked the order. I am at a loss, I write to them in a chat with questions, they say, how did they find out. They answer, they say, we don’t keep logs, a complaint was received, a complaint from the copyright holders of the content that you downloaded + there are additional tech. the ability to determine the use of torrents.
This begs the question - what about the vaunted privacy. I'm not good at these technologies. Kind people,how it turns out: we do not keep logs, but we know exactly what we need about your use of our resources. It turns out that the provider, if desired, can easily see all my traffic and transmitted data, including transmitted logins, passwords, bank details, and so on? If the answer is yes, maybe, then how to be in such a situation?

Answer 1

Anyone who participates in the distribution of bittorrent sees the IP addresses of all active participants, this is used by companies hired by copyright holders. They connect from the distribution, collect IP addresses and / or store some of the network traffic from these IPs for possible evidence in court. Why do they start writing complaints to providers and blackmail users, because in some European countries this threatens with a serious fine.
Yes, the VPN provider can hand you over "with giblets." “We don’t keep logs” is a very non-specific wording, if they came to you, then there are logs. They may call it meta-information, but it's still logs.
Therefore, we carefully read the terms of use and check the reputation of providers. We check whether the use of bittorrent is allowed and what the provider will do when receiving a DMCA notice. We are not looking for cheapness.
To the question of what to do. Let's say you're in Russia, the copyright holder probably isn't, where the VPN provider isn't very important. Then practically nothing threatens you, you are out of their jurisdiction. Suing you to the local court is expensive and futile for a long time, so it would be better for you to deny everything. The provider can hand you over, but it is unlikely to do this without a court decision, otherwise this is a serious violation of the protection of personal data. The maximum they will do is disable your account. Therefore, "no, I didn’t download, I don’t know, I didn’t see, I don’t know what you are talking about at all"

Answer 2

https://iknowwhatyoudownload.com

Answer 3

No need to download via vpn, especially some European one. Do not turn on the torrent client at all while the vpn is connected.
I connected vpn, went to the blocked tracker, downloaded torrent files, disabled vpn, launched the torrent client.

Answer 4

Banking data is transmitted encrypted by decent sites - read about PCI-DSS
DSS

Answer 5

Using a VPN does not mean being 100% anonymous