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What payment system (payment aggregator) can be connected to an online store?
Colleagues, the company has an online store, to which it was necessary to connect various types of payment (self-writing in PHP with the generation of *.THTML files...).
I would like to find a solution with the lowest possible commission and not too uppity withdrawal of funds.
Thanks to!
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Rbkmoney. We have been working with them for over two years. The commission is not the lowest among aggregators.
Pros for us:
1) The online support always answers instantly (apparently a very large support staff). It is very convenient both for us and for clients who have a "plug" with the payment.
2) 8-800 support phone for clients
2) Withdrawal of funds to R\C upon request within 3 days. Stable.
3) It seems not a filkin's office. People are well known, most customers are not afraid to pay.
Minuses:
1) The security service, or rather their filters, often “block” payments by Russian cards from non-Russian IPs. Those. if a person left with a card, for example, Sberbank, to Africa and from there pays for the purchase (for the first time) online using RBKMoney, then with a probability of 98% the payment will be blocked and in order to be credited he will have to contact the support and provide a copy of the passport and the front side cards.
2) For each store - a separate contract. It would be more convenient to have one contract for one legal entity and then additional agreements for each site. It immediately turns out: the store-contract-account on each site is different.
Constantly receiving calls from the “newcomers” of the market, who offer to reconnect the store to them, promise almost zero commissions and other delicious pies. However, of all those who offered us their services, only payonlinesystem has become a more or less noticeable player in the market.
Pay attention to the fact that there must be a paper contract, so that in which case there is where to make claims.
Clients are going to switch from Robokassa and Assist to MoneyOnline , referring to the fact that all competitors already use them. Solving them, I have to implement it.
I would advise you to take a look at the relatively new paymaster.ru/ system, they made everything very simple and pleasant.
We worked (and are working) with onpay.ru, I advise you to pay attention to them too, it suits your criteria.
payonline.ru - PayOnline quality service
(PayOnline System LLC) - Since 2008, accredited by Visa and MasterCard as an official service provider, accept payments from Visa, MasterCard, WebMoney, QIWI
Select the commission amount individually, based on the characteristics of your Internet shop.
Ready-made platform for an online store.
Assistance of specialists in the development of payment system integration modules for an online store.
To prevent fraudulent transactions, they use their own developments, proven by eight years of experience in the European market and four years in the Russian market.
Our partner banks transfer funds to the company's current account on the next banking day after receiving funds from the payer.
I am developing an online store, the client is going to connect http://merchant.w1.ru/checkout/site/. Considering that business people are usually quite scrupulous about the issue of choice, then you need to think there were good reasons for choosing this particular aggregator, all the more so I had not heard about them at all before. As a developer, I can say that everything is done very decently. The invoice issued in alpha came right there. There are minor problems (the lack of a test API, the lack of an API description for requests to find out the status of an invoice for payment), but in general, the sensations are only positive so far.
The main plus on the part of the business is, of course, a very wide choice of payment methods.
People and who used Yandex-checkout? how is she to you?
And there is also a payment system arsenalpay.ru - I advise you to try it.
I don’t advise Unitpay, shameful ones, I spent two months on them, to no avail, there is no support, not only do they drag out the answer until the last, until you write to Skype 5-6 times, they also have no answers, they don’t know what limits on amounts they have counterparties, there is no information on what percentage for depositing funds, to the eyeballs, they stopped responding at all.
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