What is the personal account module on Joomla?

Question

Joomla

There is a site selling training services.
Is there an extension in Joomla for organizing a personal account, where it would be possible to display the balance on the user's account, which he replenished on the same site using any payment system.
Thank you in advance for your kindness!

Answer 1

www.joomlaplus.ru
But this is not quite normal. Working with an account is a little tricky and requires more user preparation than, for example, working with subscriptions that you just paid for and got access to.
Another disadvantage of the account is that it takes more time and clicks, which loses customers along the way. It's so easy to change your mind.
Also, no one wants his money to be lying around idle somewhere on the balance sheet of something. And if you put everything in and immediately used it, then why balance and complicate everything, isn’t it better to just pay for what you need right away?
So I recommend using Cobalt - Emerald without a personal account. Just if you need something, go and buy it.

Answer 2

can you tell me how to implement something like a personal account like www.velton.ua/ru/rsc so that the client can log in and check the status of his personal account? can this be done on Cobalt?
thanks for the answer!