What is the cheapest way to organize payment acceptance?

Question

Law in IT

Hello everyone
I am planning to launch a service where it will be necessary to accept payments from individuals. Payment systems ask me for either a legal entity or an individual entrepreneur. A friend of mine told me that now maintaining an IP for information services is at least 30k a year, whether you have an income or not.
Is there any cheaper option?

Answer 1

if I'm not mistaken, robokassa allows you to accept payments to individuals registered in the territory of the Russian Federation

Answer 2

Of course, there are cheaper ones, but you need to sit and look, monitor Google and Yandex, read the reviews, and I, in turn, throw you a link to the mainmine website to help you, where you can see the top payment systems and compare% commission. Hold - https://mainmine.ru/platezhnye-agregatory