What is the best way to receive money from abroad (including freelancing) in the Russian Federation for 2016 and beyond?

Question

Freelance

Rummaged through the entire Internet, incl. Toaster. Each method of obtaining money has its pros and cons (not sickly such cons). That's because of the minuses, I still can not understand what is best for me.
I need:
1) So that I can also receive cash rubles in my backward Muhosransk
2) So that the state (tax) does not run into me
Someone says that everything needs to be done transparently (either open an individual entrepreneur, or direct transfer of funds to accounts in bank), but they object that there is a high risk that the tax office will start shaking you - so be honest.
Someone says that you don’t have to take a steam bath and do everything through a Payoneer card, but they are objected that you can take horseradish off the ruble card (I repeat: I live in Muhosransk), and if you take it off, you will lose a lot, and in general the state is actively tightening the screws and not today - tomorrow the whole shop will be closed and everyone will be shaken anyway.
Someone says that it’s bad to live in the ass and you need to move (hello, Puma), but in the next 5-10 years this is not expected to be possible - there is a family that needs to be looked after.
Well, in general, given all the new laws and trends - what to do? What is the best way to receive and spend money from abroad?
Bonus questions about Payoneer:
1) The site offers either to order a card (prepaid MasterCard) or a local bank transfer. I didn’t find any reviews on this item at all - as if everyone just uses a card. What is good and bad about this method (local bank transfer) from Payoneer?
2) Can I use a Payoneer card to pay for purchases in regular stores (in supermarkets like Pyaterochka)?
PS: I'm a little more than a complete sheep in such matters, but I'm honestly trying to figure it out. Help good people.

Answer 1

Someone says that you need to do everything transparently (either open an individual entrepreneur, or direct transfer of funds to bank accounts), but they object that there is a high risk that the tax office will start shaking you - so be honest.
Nonsense) The tax office shakes only those who are not honest or break the law, and shakes quite rightly. If everything is transparent, no one will shake. IP is the safest and whitest way.

Answer 2

1) the second method is completely fawn and extra interest, so everyone uses the first one.
2) you can use the usual mastercard
hello neighbor
I have a lot of people living here with their families and care here is much easier and cheaper so you are just n **** those, and not talking about business

Answer 3

There is PayPal, which is used by all bourgeois, and which displays without commission to any Russian bank.

Answer 4

It all depends on the source of income:
- If the income from the object of copyright, ie. direct sale of rights, royalties, mobile / desktop applications, then you can remain a physicist and file 3-personal income tax once a year. In this case, there is no business activity.
- If the source of income is the provision of services, then it is better to open an individual entrepreneur on a simplified basis, because. otherwise it falls under illegal commercial activity. You do not need to open a current account and you can use personal accounts. It is advisable to have a current account if you receive money within Russia, because. some banks refuse to make such payments from a current account to a personal one. It is better to find out about the pioneer how much he is legalized in the Russian Federation, but there are definitely no problems with PayPal. Now the tax authorities also do not need to be notified about these accounts, it is enough to indicate them in KUDIR (decoding below). Once a year you will file a declaration, keep a Book of Income and Expenses (KUDIR), in which you will record your income, and pay insurance / tax deductions once a quarter. Considering that
Open IP will be released in the region of 2 kilorubles, taking into account the order of all pieces of paper for opening, and 1 week in time.
With a foreign currency account it is a little more difficult, because. you will need to go through currency control. And with him, the main thing is to move quickly, quickly, because. there is very little time to go there. But this is also not such a big problem, if you do not spare money for support. On Habré, this question has been raised more than once, since the days when the sites were one.

Answer 5

For living in the Russian Federation and the desire to be white, the option with an individual entrepreneur is better. In addition to white business and a ridiculous contribution to retirement (but officially this is experience) - there is more room in terms of lending in the territory of the Russian Federation. Even when I was a gender with a white personal income tax, I was not offered such loans.
First of all, you need to walk around the banks (with printouts of papers from the exchange used), chat with currency controls (usually there is one young lady for the whole bank), get to know each other better. View the conditions, for example, the withdrawal of an individual entrepreneur-\u003e physical person (today it is fashionable to take a percentage even for a cash symbol 58).
In fact, there are a lot more instruments of pressure on banks than it seems. And Bank X in Muhosransk, all the more, will not want to be slandered at the Central Bank of the Russian Federation for violating its instructions.
But I would always keep two options in my pocket. And if all sorts of skrills, paypals (I won’t mention dozens of various payment services of the heyday of 2005-2010) are very volatile, I used the pioneer as I used 10 years ago, so occasionally I use it.
1) Translation is good, but only for non-residents. In other cases - fawn. But again, it depends on the bank. For example, the ICD stupidly adds the code VO20100 to me, which is impossible even according to the Civil Code of the Russian Federation.
2) At retail points of sale - no problem. I lost count, in how many countries I paid, there were never any problems. But online can be jambs. More than once there were problems in paying for, say, air tickets. They demanded a confirmation code, but the support sleeps for days (surprisingly, the support in the forum rules, some issues were resolved in a matter of hours).

Answer 6

read one of my latest topics. there were a lot of comments. maybe you can get something for yourself

Answer 7

As an option: it's stupid to open a foreign currency account in any bank; on it (through SWIFT) the customer will transfer the bribe. Well, at the end of the year, fill out 3-personal income tax, hand it over to the tax office and receive a receipt for payment of personal income tax. This is if you do not want to mess around with IP and similar things.

Answer 8

Most recently, I needed a withdrawal of what I earned on upwork.
From upwork to PayPal, from there to the Rocketbank card. Plus, it was Rocket that I filled out an application online, they called me, discussed where and how to deliver it, in the process I also changed the city of delivery, which did not bother them, they said “Okay, we need a few more days to to transport from Moscow to your city”, a polite boy arrived, brought a card and a package of documents, five minutes after the boy left the card was activated, which was reported by Push in his mobile phone, he linked a bank account to PayPal that relates to the card, on the 8th he received the card and I told Paypal to start linking, on the 12th the test payment reached the bank, finished linking, made a conclusion, on the 18th I got the money, on the 20th I also said to withdraw, I got the money today.
> So that you can also receive cash rubles in your backward Muhosransk
On the tariff plan without a monthly payment, Rocket has 5 free withdrawals per month. For me personally, this should be enough.
I don’t place a referral, in principle, if you give them a referral, then you still get an accrual to their system from which you can make a cash back, but I consider the distribution of referrals on resources such as a toaster to be incorrect.
See if they deliver the card to your city, if they deliver, then this is a good option, in my opinion.
PS And you can deal with the tax yourself, simply by submitting an income declaration on time.

Answer 9

Excuse the author, I really like this type of questions :))
For anyone in the Russian Federation, you a priori owe the state, even living below the poverty line. Once you live, then you get income. Hence the conclusion: it is better not to gamble with the state. But if you started a game, then learn all the rules.
A simple reluctance to issue an IP will not fail. If there is an outstanding loan or troubles with the fiscal authorities regarding alimony or other debts, then this is a completely different matter.
Nevertheless, there are options and there are many of them (depending on income). The easiest way to cash out is through affiliate programs, of which there is a sea, for example, create your own exchanger, casino, store, some kind of service, etc...
I don’t know about your specific region, but small funds can be easily converted from / to a phone and vice versa. You can also take a Beeline card for free.
If your cowardice has an income of less than 600k a year, trust me, you don't care about the tax.

Answer 10

1) Translation is good, but only for non-residents. In other cases - fawn.

and why pale, if you work legally as an individual entrepreneur?