What is better for an individual entrepreneur - to hand over 3-personal income tax or look for an intermediary to receive payments from PayPal?

Question

PayPal

Can I withdraw money from a PayPal physical account to my individual bank account and then file a 3-personal income tax with a payment of 13%? Turnovers on paypal are regular 3-4 thousand $ per month. Is such a scheme possible? Previously, Paypal allowed withdrawing money to an IP account (usn) from a physical account, but now it has removed this possibility. Accordingly, there is no way to withdraw to the r / s IP. Therefore, the idea came up to withdraw to a regular bank account of an individual and hand over 3-personal income tax. Those. I will submit 3-NDFL in addition to the IP reporting. It's like that? Do not attach the tax with such a scheme?
Or is it better to find an intermediary abroad who will accept Paypal on his foreign account and work with him under an agency agreement with the withdrawal of an individual entrepreneur in the Russian Federation to my currency account?
How will be better? Thank you.

Answer 1

And why don't you just order a payoner card. Link a
bank account issued to you by Payoneer and withdraw to it in $ or Euro.
But for this, you must have paypal open outside of Russia!
By default, Paypal will give you the opportunity to link only a bank with a BIC (Russian bank)
But to link a bank by IBAN (Europe), you need to do a little trick)
You need to log into your Russian Paypal account and paste it into the address field in the browser after paypal.com
here this is /businessexp/money/add/bank
And then you can easily add an international bank account issued to you by payoneer.
After that, calmly withdraw to payoneer and withdraw this money from a payoneer card at any ATM
I wish you success