What bundles of programs are needed to create 3D characters?

Question

3ds Max

I have experience in 3ds max, Zbrush, Mudbox in the past. I focus only on creating characters, without physics and animation, in general, on sculpting. Share your experience. And if it's not difficult, write to each of the listed programs their practical value in a bundle, i.e. in this one we create a skeleton, and in this one we are engaged in sculpting, or maybe the Zbrush + Photoshop bundle will suffice for my purposes?

Answer 1

Settled on Zbrush