What are the legal ways to identify users online?

Question

Electronic commerce

Hello colleagues.
As you know, FZ-115 on combating the legalization of proceeds from crime imposes obligations on companies to identify users. We are talking about offline identifications, which is not entirely, more precisely, which is completely inconvenient for companies that conduct their activities exclusively on the Internet.
Do you know legal ways to solve this problem?

Answer 1

• Paypal sends 2 transfers: random amounts from 0 to 99 kopecks to a personal bank account opened with full name. And then the user must enter them on the site - a 4-digit code is obtained.
  
• MFOs are asked to transfer 1 ruble from a personal bank account to a company account in order to conclude a transaction and check the full name.
  
• Before the first payment, Google Adsense sends a postcard with a 6-digit code to the specified address to verify the address.
  
• Through the public services API, some companies verify
  
• Rapida asks them to send a money transfer through the CONTACT transfer system with a passport. Previously, they asked to send them a verified telegram with passport data through the office of Rostelecom. Approximately also it seems Qiwi / Yandex money was verified through Euroset branches
  
• Equifax Credit Bureau via eID is a software module that allows remote identification of clients based on credit history data available at the Credit Bureau
  
• from July 1, they launched biometric identification in banks