Do I need the "Buy on credit" service in the online store?

Question

Electronic commerce

Among the methods of payment for goods in online stores sometimes comes across "Purchase on credit". Do you think such a service is needed in an online store?

Answer 1

As far as I know, the only sane system for loans in online stores is from Tinkov Bank. Documents are delivered by courier, you sign on the spot and that's it. Well, that's assuming the loan is approved.
Of course, it is worth using if the category of goods is suitable. Look up to the largest stores in your segment, if they use it, then it’s worth it)

Answer 2

By the way, you can ask the payment operators for an answer to this question, who provide, among other things, this service. They are quite willing to share numbers. Well, or listen to Maxim Spiridonov's podcasts with key figures in payment systems.

Answer 3

Good afternoon!
Internet shops use the finances of the same financial companies as without the Internet. And there are ways to always make a profit from a loan, for example, it is described here https://vk.com/public116582860 or vzyatcredit.com . So this service is very important.

Answer 4

Can you get loans online? But what about the signing of the contract?

Answer 5

Now it is not a problem to get a loan online. The most profitable is a loan from Alfa Bank https://alfabank.ru/get-money/credit-cards/momentum/ , because you can order a card with an instant decision via the Internet and a courier will even bring it home to you, who at the same time will provide you with an agreement . I have just such a card, and most of all I like it that you can not pay interest for 100 days from the moment the money is debited.

Answer 6

I am against any loans. There are, of course, different situations in life ...

Answer 7

I think that such a service is not needed, because it is easier to take money on credit on a card. Moreover, we have the opportunity to take a loan on a card at a low interest rate. To do this, I personally recommend studying the information on lending from different banks, set out here:. Thus, you will be able to find the most advantageous offer from banks and various financial institutions. There is also a chance to find adequate consumer loans with a minimum percentage of overpayment. It is much more profitable than taking loans in online stores and other sites.